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                <h1 class="pb-3">Payment Terms – Bloxby</h1>

                <h3>Payment Authorization</h3>
                <ul>
                    <li>You authorize Bloxby to charge your selected payment method for all fees, subscriptions, or purchases made through your account.</li>
                    <li>You confirm that you are the rightful owner or have legal authorization to use the provided payment method.</li>
                </ul>

                <h3>Pricing &amp; Billing</h3>
                <ul>
                    <li>All prices for Bloxby products or services are displayed in the applicable currency and may be updated at any time.</li>
                    <li>Taxes, processing fees, or additional charges may apply depending on your location and payment method.</li>
                    <li>Subscription-based services (if any) are billed on a recurring basis unless cancelled.</li>
                </ul>

                <h3>Subscription Renewals</h3>
                <ul>
                    <li>Subscriptions automatically renew at the end of each billing cycle unless cancelled prior to renewal.</li>
                    <li>Renewal charges are processed using your saved payment method.</li>
                </ul>

                <h3>Refunds &amp; Cancellations</h3>
                <ul>
                    <li>Refunds are granted only according to Bloxby’s Refund Policy.</li>
                    <li>Some products or digital services may be non-refundable; please review refund eligibility before purchasing.</li>
                    <li>If you cancel a subscription, you may retain access until the end of the billing period unless otherwise stated.</li>
                </ul>

                <h3>Payment Failures</h3>
                <ul>
                    <li>If a payment fails, Bloxby may retry the transaction or request an alternate payment method.</li>
                    <li>Continued failure to process payments may result in temporary suspension or termination of your account or services.</li>
                </ul>

                <h3>Chargebacks &amp; Disputes</h3>
                <ul>
                    <li>Filing a chargeback without contacting Bloxby Support first may result in account suspension.</li>
                    <li>You agree to attempt to resolve billing disputes directly with Bloxby whenever possible.</li>
                </ul>

                <h3>Security &amp; Fraud Prevention</h3>
                <ul>
                    <li>Bloxby uses secure payment gateways to protect financial information.</li>
                    <li>Fraudulent payment activity may result in permanent ban, legal action, or reporting to authorities.</li>
                </ul>

                <h3>Updates to Payment Terms</h3>
                <ul>
                    <li>Bloxby reserves the right to modify these Payment Terms at any time.</li>
                    <li>Your continued use of the platform after updates constitutes acceptance of the revised terms.</li>
                </ul>


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